Office Building Insurance Ohio

Office Building Insurance Ohio – Call 800-998-0662

If you have searched the internet using the keyword Office Building Insurance Ohio it is likely you Need Commercial Insurance for Office Buildings, is that right?

No matter if you need Office Building Insurance in Ohio, Indiana, Kentucky, Illinois, Michigan, Wisconsin, Minnesota, Missouri, Colorado, Arizona, Alaska, New Mexico, Texas, Mississippi, Alabama, Georgia, Florida, Virginia, West Virginia and the state of Maryland we can help you find what you need at a price you can afford.

Call toll-free at 800-998-0662 Monday through Friday up until 6 PM EST or use our convenient online chat system to speak with licensed agents seven days per week by clicking the button below that says “Questions? Chat with us now!”

Or you can click any of the links here based on your geographic location:

We offer highly competitive Building Insurance Programs across the United States through a number of leading insurance underwriters for new purchases as well as those with claims history.

Call today to find out what program you qualify for.

Office Building Insurance Ohio – What Is Included?

Purchasing the right amount of coverage is an important step in protecting your largest asset, which is likely your office buildings.

When it comes to purchasing office building insurance you typically have two options:

Business Owners Policy (BOP) or
Commercial Package Policy (CPP)

What’s the difference between the two and which one is better?

A Business Owners Policy includes bundled coverage, whereas a Commercial Package Policy most closely resembles à la carte coverage (à la carte means it is up to you to choose certain types of coverage within your overall protection).

For example, if you purchase a Commercial Package Policy and you are concerned about someone robbing your leasing office of your cash receipts you will need to add crime coverage to your CPP, as it is not included under the property or liability section of your policy.

In contrast, under a Business Owners Policy, crime coverage may be automatically included. (With limits of coverage, check the individual BOP policy if you have one or you’re looking to purchase a BOP for your real estate properties)

If a Business Owners Policy includes bundled coverage, why would someone choose a Commercial Package Policy? It seems too restrictive, doesn’t it?

There is typically one of three reasons why someone would choose the Commercial Package Policy option:

the office building complex does not qualify for a Business Owners Policy due to claims, updates, or other restrictions
the specific coverage endorsements are not available on a BOP
the BOP is simply not available for your location

A Business Owners Policy covering office buildings, if it is available, may be a better option for smaller real estate owners without unique coverage needs.

When you work with one of our agents we will advise you what you qualify for no matter if you are just purchasing an office building or if you have been insured for many years through another company.

Ohio Office Building Insurance — Super Low Rates Are Available!

We represent one particularly large and highly rated company that is very interested in growing its book of Office Building Insurance across the United States.

In quoting various risks we have witnessed significant rate discounts.

For example: We quoted a $42 million risk in a large metropolitan area at around $57,627 for the year, whereas they are currently paying $81,000, a 29% rate reduction!

A number of other commercial properties were quoted with similar rate discounts through this particular company.

If your office buildings are newer you may qualify for the lowest rates as long as your claims history is incident free and your buildings are built with fire resistant materials, including the most updated fire suppression systems.

If that is not the case for your office building, contact us anyway to determine what is available as we represent many different insurance underwriters offering competitive solutions for a variety of different properties.

Ohio Office Building Insurance — Call Right Now!

If you’re looking for better options on Office Building Insurance in Ohio or throughout the country please call and speak to a Pathway agent today by dialing 1-800-998-0662 Monday through Friday up until 6 PM Eastern Standard Time.

We offer super competitive rates on Ohio Office Building Insurance and Building Insurance Programs across the United States through a number of leading insurance underwriters for new real estate acquisitions as well as those with claims history.

Call today to find out what program you qualify for, use our chat system available seven days per week, or click any of the links below based on your geographic location: